How can I get help?

Students have many opportunities to apply for and receive financial assistance toward tuition and fees. Eligibility varies — but the only way to know if you are eligible is to follow these important steps.

Step 1 Apply for financial aid.

For the 2017-18 academic year, go to the VCU Financial Aid website and review the application process.

There you will find information on:

  • Eligibility for financial aid
  • The Free Application for Federal Student Aid — the FAFSA form is the key — do this as soon as you can
  • Filing dates — it’s not too late to apply for aid for 2017-18
  • Step-by-step financial aid process — you don’t need to have received an admissions decision before filing for financial aid

Step 2 Consider the types of aid that may be available.

Financial aid isn't only “student loans.”

  • Employment – The Federal Work-Study Program is an employment and need-based program subsidized by the federal government that allows students to earn wages in special student employment positions. Students who demonstrate financial need and receive this award may work and earn up to the full amount of the award. Earnings in this program are intended to assist students in defraying educational and living expenses while attending VCU. Enrolled degree- and certificate-seeking undergraduate and graduate students are eligible to receive consideration for FWS. Students must demonstrate sufficient financial need to receive FWS, as determined from information reported on the Free Application for Federal Student Aid.
  • Grants – A grant is financial aid that is based on financial need and doesn’t require repayment. VCU participates in the following federal and state grant programs:
    • Federal Pell Grant
    • Supplemental Education Opportunity Grant
    • Virginia Student Financial Assistance Program , comprised of two subprograms: Commonwealth Award and Virginia Guaranteed Assistance Program
  • Loans – Both federal and private loans are used to supplement personal and family resources, scholarships, grants and work-study and must be repaid. Among the loans available are:
    • Federal Direct Subsidized and Unsubsidized Loans (for students)
    • Federal Direct PLUS Loans (for parents of dependent students)
    • Federal Direct Graduate PLUS Loans
    • Perkins Loan (undergraduate)
    • Alternative loans
  • Veteran’s benefits – Benefits for those who’ve served in the U.S. military, reserves or National Guard (spouses and dependents may be eligible).
    • Montgomery GI Bill – Active Duty (Chapter 30)
    • Post 9/11 GI Bill – Active Duty (Chapter 33)
    • Yellow Ribbon Program
    • Montgomery GI Bill – Selected Reserves (Chapter 1606)
    • Reserve Educational Assistance Program (REAP, Chapter 1607)
    • Survivors and Dependents Educational Assistance Program (DEA, Chapter 35)
    • Veterans Education Assistance Program (VEAP, Chapter 32)
    • Virginia Military Survivors and Dependents Education Program
    • Vocational Rehabilitation (Voc Rehab, Chapter 31)

Step 3 Research and apply for scholarships.

Scholarships are “gifts” from families, clubs, corporations, foundations, alumni and other organizations to students. Like grants, scholarships do not have to be repaid. Criteria for receiving scholarships and deadlines for applications vary.

  • Start your research by visiting the VCU Financial Aid website for a general overview of VCU scholarships.
  • Call the dean’s office of your school, college or department and ask for information on available scholarships.
  • Talk with parents, family members, friends, employers, clubs, etc., regarding the availability of scholarships within your community.

Step 4 Understand your tuition and fees payment options.

VCU offers a university-administered Installment Payment Plan (IPP) during the fall and spring semesters. This plan assists students in meeting the cost of higher education by offering a convenient payment option. The IPP distributes the cost of the tuition, fees, housing and dining charges for a semester into four equal installments.

Please visit the Enrollment Services website for additional information about our payment plan and the enrollment process, as well as payment methods and instructions.

Step 5 Contact your financial aid counselor.

Students at VCU are assigned to a financial aid counselor based on an alphabetical division by last name. To find your counselor visit the VCU Financial Aid website.